14/20 gold filled necklace with gold plated sterling silver beaded chains with beads of rainbow moonstone and tourmaline measuring 3mm x 4mm. At the center sits a 10mm x 15mm pear shaped faceted rainbow moonstone in a gold plated sterling silver bezel. Strands measure 16", 17" and 18". Necklace has a lobster clasp closure and is adjustable 16" - 18". 925 Sterling Silver and 14/20 Gold Filled.